Terms And Conditions
Effective Date: February 13, 2025
Welcome to Barakat Financials. By accessing or using our websites (www.barakatfinancials.com), and (www.barakatfinancials.ca), you agree to be bound by these Terms of Use. If you do not agree to these terms, please refrain from using our websites.
- Agreement to Terms By visiting this website, you acknowledge that you have read, understood, and accepted these Terms of Use, along with any applicable laws and regulations. Barakat Financials reserves the right to modify these terms at any time without prior notice. Your continued use of the website signifies your acceptance of any revised terms.
- Services Overview Barakat Financials provides accounting, financial, and insurance services for clients in Canada and the United States. The information on this website is for general knowledge only and should not be construed as financial, legal, or tax advice.
- Intellectual Property All intellectual property on the website, including but not limited to text, software, code, design, graphics, photos, sounds, music, videos, and interactive features, is the exclusive property of Barakat Financials or its licensors and is protected by Canadian and international copyright laws. Unauthorized reproduction, modification, or distribution of this content is prohibited.
- Permitted Use You may use this website solely for lawful purposes. Any unauthorized access, including but not limited to hacking, data scraping, or violating intellectual property rights, is strictly prohibited. Any materials or content provided on the website may not be used for any commercial purpose without prior written consent from Barakat Financials.
- User Accounts and Responsibilities If your use of the website requires a user account, you are solely responsible for maintaining its confidentiality and security. You agree to provide accurate and current information and to notify us immediately of any unauthorized access or security breaches. Barakat Financials is not liable for any unauthorized access to your account.
- No Professional Advice The materials on this website do not constitute financial, legal, or tax advice. Before making any financial or investment decisions, please consult a qualified professional. Barakat Financials disclaims any liability for actions taken based on information provided on this site.
- Payments and Transactions When making a purchase or transaction through the website, you agree to provide valid payment information. Any unauthorized or fraudulent transactions will be subject to investigation. Payments may be subject to taxes, fees, or shipping costs, which will be disclosed at the time of purchase. All payments are non-refundable unless otherwise stated. Barakat Financials reserves the right to cancel any transaction if it violates these Terms of Use or to prevent financial loss.
- Privacy and Data Protection Our Privacy Policy outlines how we collect, store, and protect your personal information. By using this website, you consent to the terms outlined in our Privacy Policy. We may collect passive information, including cookies, browsing history, and other tracking technologies, which can be managed through your web browser settings.
- Limitation of Liability Barakat Financials is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website. The content on this website is provided “as is” without any warranties of any kind, express or implied.
- Data Loss We are not responsible for any data loss resulting from your use of our website, including technical issues, security breaches, or accidental deletion of data.
- Service Interruptions Barakat Financials reserves the right to modify, suspend, or discontinue any part of the website at any time, including for maintenance or unforeseen technical issues. We are not responsible for any loss resulting from these service interruptions.
- External Links This website may contain links to third-party websites for your convenience. Barakat Financials does not control or endorse these sites and is not responsible for their content, accuracy, or privacy policies. Use of third-party websites is at your own risk.
- Termination of Use We reserve the right to suspend, limit, or terminate access to the website at our discretion, without prior notice, if we determine any misuse, security threats, or violations of these Terms of Use.
- No Warranties Although we strive to ensure that the content on this site is accurate and up to date, we do not guarantee that it is error-free, uninterrupted, or secure. The website and its content are provided “as is” without any warranties, express or implied.
- Confidentiality By using our website, you acknowledge that certain communications and transactions may be confidential. However, Barakat Financials does not guarantee absolute confidentiality of any data shared through the website due to inherent risks in internet communications.
- Language of Translation In the event of any discrepancies between different language versions of these Terms of Use, the English version shall prevail.
- Governing Law and Jurisdiction These Terms of Use are governed by the laws of the Province of Quebec, Canada, and applicable federal laws. Any legal disputes shall be resolved in the courts of Montreal, Quebec. If any provision of these Terms is found to be invalid, the remaining provisions will continue in full force and effect.
- Contact Information If you have any questions or concerns regarding these Terms of Use, please contact us at:
Barakat Financials
4055 Saint Catherine Ouest, Suite 150
Westmount, Quebec, H3Z 3J8, Canada
Phone: 514-316-3-317
Email: info@barakatfinancials.com
By using this website, you agree to these Terms of Use. Thank you for choosing Barakat Financials.