Privacy Policy

Last Updated: February 13, 2025

Barakat Financials is committed to safeguarding the privacy and confidentiality of personal information in its possession or under its control. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our websites (www.barakatfinancials.com) and (www.barakatfinancials.ca), related services. By accessing our website, you consent to the practices described in this policy. We may update this policy from time to time without prior notice.

  1. Personal Information We Collect

To provide you with our services, we may collect the following types of personal information:

  • Identification Information: Name, address, phone number, email address, D.O.B, SIN and other personal information.
  • Financial Information: Tax-related details, banking information, and payment details.
  • Account Information: Login credentials, user preferences, and account activity.
  • Billing and Payment Information: Credit or debit card details, transaction history, and billing address.
  • Usage Data: IP addresses, browser type, device details, and interaction data collected through cookies and analytics tools.

We only collect your personal information when necessary and for specific purposes outlined at the time of collection.

  1. How We Use Your Information

Your personal information is collected and used for the following purposes:

  • To provide and manage our accounting, financial, and insurance services.
  • To verify your identity and prevent fraudulent activities.
  • To process payments and transactions securely.
  • To communicate with you regarding services, promotions, and updates.
  • To improve our website’s functionality and user experience.
  • To comply with applicable laws and regulatory requirements.
  1. Consent

By using our website and providing your personal information, you consent to its collection, use, and disclosure as outlined in this Privacy Policy. If we require your information for any additional purposes, we will request your explicit consent or provide you with an option to opt-out.

If you wish to withdraw your consent at any time, you may contact us at [Insert Email]. Please note that withdrawing consent may limit our ability to provide certain services.

  1. Disclosure of Information

We do not sell or rent your personal information. However, we may disclose your information in the following situations:

  • To comply with legal obligations, such as responding to court orders or regulatory authorities.
  • To third-party service providers who assist us in processing payments, providing support services, or managing our website.
  • To affiliated entities or business partners when necessary to provide enhanced services.
  1. Third-Party Services

Certain third-party providers (e.g., payment processors) have their own privacy policies regarding the information required to complete transactions. We recommend reviewing their policies to understand how they handle your data.

Once you leave our website or access a third-party link, our Privacy Policy no longer applies. We encourage you to review the privacy policies of any external websites you visit.

  1. Data Protection and Security

We implement industry-standard security measures to protect your personal information from unauthorized access, loss, misuse, or disclosure. However, no method of online data transmission is completely secure. While we strive to protect your data, we cannot guarantee absolute security.

  1. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once data is no longer needed, it is securely deleted or anonymized.

  1. Data Loss

We are not responsible for any loss of data due to technical failures, cyber incidents, or user error. Users are encouraged to maintain their own backups of critical data.

  1. User Account Termination

If you choose to terminate your account, your personal information will be deleted unless retention is required for legal, regulatory, or legitimate business purposes.

  1. No Warranties

While we take reasonable precautions to protect your data, we do not guarantee that our website is completely free from security risks, breaches, or vulnerabilities.

  1. Language of Translation

In case of any discrepancies between different language like (French) version of this Privacy Policy, the English version shall prevail.

  1. Contact Information

If you have any questions regarding this Privacy Policy or wish to access, correct, or delete your personal information, please contact us at:

Barakat Financials
4055 Saint Catherine Ouest, Suite 150
Westmount, Quebec, H3Z 3J8, Canada
Phone: 514-316-3-317
Email: info@barakatfinancials.com

By using this website, you acknowledge and agree to the terms of this Privacy Policy. Thank you for choosing Barakat Financials.